ACE’s Erection All Risks (EAR) policy covers the erection and / or installation of electrical or mechanical plant and machinery. It is available to cover both single risk project covers and annual polices for contractors. We offer EAR cover as a component of the ACE Spectrum package policy or on a standalone basis.

Product Highlights

Our standard EAR cover is for the erection and / or installation of electrical or mechanical plant and machinery in the UK. It can also cover losses during the testing and commissioning prior to handover and damage during the contractual maintenance period. It can provide cover for movement and re-erection of machinery along with testing, commissioning and maintenance of installed machinery.  It is an ‘all risks’ cover and extends to include breakdown and explosion during testing and commissioning.

We offer EAR cover on contracts overseas subject to some territorial and environmental peril limitations.

The standard cover offers cover for defective design under the LEG 2/96 wording and damage to installed equipment during maintenance visits. We can extend this to give wider defective design cover and either extended or ‘full’ or guarantee maintenance.

Key Selling Points

·         We are experienced in writing many types of risks from standard installation contracts to large scale power and energy

·         We have a strong track record of leading the insurance of large and complicated project contracts

·         We have the capacity to cover contracts in many overseas territories

·         We have a number of highly experienced risk engineers that can assist in risk management and risk reduction, as well as ensuring that standards are maintained during the erection and installation works to help reduce losses.